One of the biggest complaints regarding car insurance is the fact that Michigan pays the highest premiums. Sooner or later things need to start changing.

According to the Detroit Free Press, after years of double digit increases, the catastrophic claim fee paid by Michigan drivers as part of the no-fault insurance law will be cut 55% next year, to $100 per vehicle.

And that's only for motorists who opt to continue with unlimited medical coverage. Those who choose lower limits for medical coverage, available under a law passed in May, will avoid the fee altogether.

It's still too early to say exactly how anyone's overall insurance bill will be affected by the new law when it begins to take effect in July 2020.

The new law also guarantees eight years of savings of between 10% and 100% in the personal injury protection portion of the auto insurance bill.