One thing most of us can never seem to get enough of is money. It literally is what makes our world go around. Without it, we can’t get the things we need, let alone want. When we were young we had no real conception of money, except to ask our parents for it. And oftentimes I would get the response from my Mom or Dad, “money doesn't grow on trees.” I’m sure I knew that already, but they had to make their point.

As we get older we realize the value of money quite a bit more as we start making transactions of our own. As life goes on we end up paying deposits and fees for all kinds of things, like buying a car, a home, paying for school, the list goes on. And what many of us don’t realize is that from time to time account balances aren’t what they were supposed to be, or someone made an error, and there is a refund due to us. If for some reason the bank or business discovered the error and the money was never returned to you, the state of Michigan can help.

The Michigan Department of Treasury has millions of dollars in lost or forgotten assets from dormant bank accounts, uncashed checks, valuables left in safe deposit boxes and stock certificates. Because these properties were considered abandoned and unclaimed by the bank or company entrusted with them, they are turned over to the state, as required by law. The Michigan Department of Treasury is the custodian of these assets and returns them to their owners (or the owners' heirs) when they are rightfully claimed.

Get our free mobile app

So what have you got to lose? Maybe a lot, or a little to gain. When I first heard of the Michigan Unclaimed Property site a few years ago, I checked it out. And I had a refund from a bank for a condo closing a few years prior for just under a hundred dollars. Found money is spendable money. This is a free service from the state of Michigan.

Here's where to find out if you have any lost money.

LOOK: Here are the 50 best beach towns in America

Every beach town has its share of pluses and minuses, which got us thinking about what makes a beach town the best one to live in. To find out, Stacker consulted data from WalletHub, released June 17, 2020, that compares U.S. beach towns. Ratings are based on six categories: affordability, weather, safety, economy, education and health, and quality of life. The cities ranged in population from 10,000 to 150,000, but they had to have at least one local beach listed on TripAdvisor. Read the full methodology here. From those rankings, we selected the top 50. Readers who live in California and Florida will be unsurprised to learn that many of towns featured here are in one of those two states.

Keep reading to see if your favorite beach town made the cut.

LOOK: See the iconic cars that debuted the year you were born

Here are 50 of your favorite retail chains that no longer exist.