Buying your first home is like getting your first tattoo—it's exciting, painful, and there's a decent chance you'll regret your choices if you rush into it without research. In Michigan, where basements flood faster than you can say "Tim Allen," choosing where to plant those first-time homeowner roots matters just as much as deciding what to buy.

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According to WalletHub's latest study, "The Best and Worst Cities in America for First-Time Home Buyers," some Michigan cities shine like freshly cleaned gutters, while others smell a bit like a backed-up sump pump in August.

What WalletHub Looked at in Their Study

A person holding keys to home approaches a doorway at the top of stairs.
Photo by Jakub Żerdzicki on Unsplash
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The study examined 300 U.S. cities and ranked them based on 22 key factors, including affordability, quality of life, cost of living, and tax burden. And yes, Michigan cities made an appearance, for better and worse.

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If you are a first-time home buyer, congrats! But before you pore over the nine cities in Michigan that ranked in the WalletHub study, here's a quick reality check on owning a domicile in The Mitten State:

  • Your sump pump will fail during a Biblical rainstorm. Buy a backup pump or a canoe.
  • When your hair clogs the drain, there's no landlord to come pull the strands out...just you tugging on wet hair that could be yours, or the previous owners.
  • A pipe will burst. In January. Because Michigan's freeze-thaw cycle is the stuff that fuels plumbing nightmares.
A Storm Trooper from Star Wars stands in the front picture window of a home.
Photo by John Moeses Bauan on Unsplash
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Still think renting sounds tempting? Maybe. But with the right city, first-time homeownership in Michigan can be a rewarding and, occasionally, soggy experience.

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Michigan Cities That Made the List

So, before signing your life away for 30 years, let's see which Michigan cities are the best (and worst) for first-time home buyers.

Michigan's Best (and Worst) Cities for First-Time Homebuyers 2025

Using over 22 data points, the data wizards at WalletHub have ranked Michigan cities by affordability, quality of life, and the cities' overall real estate market to determine which metros are the friendliest to those looking for their first house. Here are the Best (and Worst) Cities for First-Time Home Buyers in 2025. For complete methodology, see the link in the #1 city in Michigan.

Gallery Credit: Scott Clow

Comparing Child Care Cost vs 2025 Avg Income in Each State

The penny-pinching savings gurus at WalletHub have done it again, this time by comparing each state's average single-parent income against the cost of child care for a year. Let's count down to the most expensive state for child care in America in 2025.

Gallery Credit: Scott Clow

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