There's nothing worse than having your life upended due to a natural disaster. You might feel helpless, and unsure of how to navigate what to do next. In the aftermath of recent flooding disasters that struck Eaton, Ingham, Ionia, Kent, Livingston, Macomb, Monroe, Oakland, and Wayne counties, survivors are urged to remain vigilant against potential scams and fraudulent activities targeting vulnerable individuals.

The Biggest Scams Today and How You Can Protect Yourself From Them
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While communities strive to recover, there are those who seek to exploit the situation for personal gain, preying on unsuspecting survivors who may already be grappling with the aftermath of the calamity.

It's imperative for Michiganders effected by this to recognize the signs of potential fraud and scams, as well as know where to report any suspicious activity. Organizations like FEMA emphasize the importance of staying alert and promptly reporting any fraudulent behavior or attempts by scam artists, identity thieves, or other criminals.

What kind of scams are people being warned to avoid after the flooding in Michigan?

One of the common tactics employed by scam artists is making unsolicited phone calls, often posing as FEMA representatives. During these calls, survivors may be asked to provide sensitive information such as their Social Security number, income details, or banking information. It's crucial to exercise caution and refrain from sharing personal or financial information with unknown callers.

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Survivors should also be wary of individuals claiming to be disaster assistance employees who request monetary contributions. FEMA explicitly states that it does not endorse any commercial businesses, products, or services, and neither local nor federal disaster assistance workers solicit or accept money from individuals seeking aid.

To report suspected fraud or scams, survivors can contact the FEMA Disaster Fraud Hotline at 866-720-5721 (TTY call 711). This toll-free hotline operates 24 hours a day, providing individuals with a dedicated resource to seek assistance and report any concerning incidents.

For those seeking further guidance or information regarding the ongoing disaster recovery efforts in Michigan, resources are available online at By staying informed and remaining vigilant, survivors can safeguard themselves against falling victim to fraudulent schemes and focus on rebuilding their lives in the wake of adversity.

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Here's a state-by-state look, using data available from the Federal Trade Commission (FTC), ranking states by total amount of money lost to fraud in 2022.

Gallery Credit: Scott Clow