Not only are most people frustrated by the cold temps and mound of snow to shovel from last weekend's storm, but now it looks like it could be taking a toll on their pocketbook as well.

Statistics from the Insurance Institute of Michigan are out with the numbers of claims reported due to the weather and the numbers are significant.  "Wind, ice and cold weather contributed to an increase in auto crashes, bursting pipes, and fires compared to the previous year," said Pete Kuhnmuench, executive director of the IIM.

Kuhnmuench added while standard insurance policies cover structural-type weather-related damage, most don't cover things like flood damage from sewer or drain backups.  A separate rider is needed for that.

Insurance experts say it's still too early to tell how the increase in claims will affect insurance premiums down the road.